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Worked investment calculations

Review a numerical example and adjust the inputs in a free calculator.

How much to invest for JPY 30,000 a month in dividends?

JPY 360,000 annually before tax requires about JPY 9 million at a 4% yield.

How much to invest for JPY 50,000 a month in dividends?

JPY 600,000 annually before tax requires about JPY 15 million at a 4% yield.

What if you invest JPY 30,000 monthly for 20 years in NISA?

Contributions total JPY 7.2 million. At an assumed 5% annual return, the estimate is around JPY 12.3 million.

What if you invest JPY 50,000 monthly for 20 years in NISA?

Contributions total JPY 12 million. At an assumed 5% annual return, the estimate is around JPY 20.5 million.

What are useful P/E and P/B reference levels?

P/E of 15 or below and P/B of 1 or below can be starting thresholds. Compare within an industry and review growth and profitability.